Quite honestly if you find MMORPGs to all be boring, then what's the point of finding a new one when most of them are similar/the same? The real answer here is investing your money on bought/P2P games because games that need to be bought don't have pay2win mechanics, and are made better(most of the time) due to the quality of time spent within making it. If the main concern with that is not having enough money to buy/subscribe, then that sucks. :l
Or just play single-player games.
Eh. That mostly proved wrong when I found mabinogi with its unique system which proves that some people are actually trying to make differences. The only problem I have with P2P MMOs is the fact that I would need to play monthly subscriptions...and there's the off chance I may not like the game.
But Tera looks interesting so I might shell out for that.
@TLC: I've been looking over MMOhuts but some of their information about games seems dated.