Quote from Compass;1192094:
You sure there's a mechanic to get back your car has been destroyed/lost?
My cousin warned me not to mess up or lose his car while playing GTA Online because there's no way of getting it back.
its through the ingame phone and the contact mors mutual it is SUPPOSED to pick up the call and give a list of destroyed cars where you pay your ingame money to reclaim
but they are not picking up for me not giving me a list of destroyed cars acting as if my cars are not destroyed when calling up the ingame mechanic for my garage list shows (destroyed) next to some cars