But Werewolves are only a problem once a month, maybe twice, where as Zombies and Vampires can come at you any day (or night in the case of Vampires). I'd be more worried about Lycans that can change form any time they want, because then you're screwed. A Werewolf is easy to survive from. On nights of full moons, carry a rifle with silver cartridges. Done.
Survive? Maybe, but who's to say you don't get scratched/bitten in the process? And we all know that's a fate worse than death :/